HEY GUYS IM A NOOBIE TO 4 WHEELIN....

I JUST BOUGHT A SPORSTMAN 400 AND MY WIFE A 2006 HONDA RANCHER.

MY QUESTION IS IT A GOOD IDEA TO CARRY INSURANCE ON THESE MACHINES?

 

I will be picking up 2 SPMN 500 EFI's on Saturday. I have talked to a lot of people, mostly off this board. I looked into it through my car and house insurance carrier and it is only about $400/year for the two.
Most told me to carry it at least until the machines are paid for. Since I am paying for them from the begining, I have to decide whether or not to carry the insurance. I have decided to carry it. $400/ year is nothing compared to the cost of repairs for the machine or humans in the event of an accindent.
The trailer in tow will fall under my vehicle insurance.
End the end, it is just worth it for me to have it.

TDAWG
<div class="FTQUOTE"><begin quote>Originally posted by: COWDOG

HEY GUYS IM A NOOBIE TO 4 WHEELIN....



I JUST BOUGHT A SPORSTMAN 400 AND MY WIFE A 2006 HONDA RANCHER.



MY QUESTION IS IT A GOOD IDEA TO CARRY INSURANCE ON THESE MACHINES?</end quote></div>

 

I carry Geico on both of my quads for the same reasons mentiond above.I personally would never ride without it!!!!!! PS 325 for both a year with a 500 deduct.

 

I carried it more for theft than any accidents. None of the wrecks I had cost me more than the deductible, so I never claimed them. But if they were stolen, well that's a whole lot more money to cover. [img]i/expressions/face-icon-small-wink.gif[/img]

 

PROGRESSIVE PAID OFF... worth it to me!!!

 

Progressive for $105/year. Wouldn't be w/o it!

 

I have Progressive for $75 a year. that's full coverage.

 

Progressive for three of mine. $265.00/full year/ full coverage.

 

I left out the theft aspect, thanks for reminding me that that is another reason to have it.
<div class="FTQUOTE"><begin quote>Originally posted by: Scootergptx

I carried it more for theft than any accidents. None of the wrecks I had cost me more than the deductible, so I never claimed them. But if they were stolen, well that's a whole lot more money to cover. [img][/img]</end quote></div>

 

The insurance on my 08 500 HO is $75.00 per year - Full coverage / $250.00 deductable. My carrier is Farmers.