Hi. I'm wondering if I should wait for a good deal on a used 4 wheeler or put the same money down ($2,000) on a new one and make some low monthly payments. Anyone have much experience with financing atvs?

 

It's pretty much like financing for a car except if you're not careful they'll hit you with an ungodly percentage of interest. Most of the quad makers have decent deals on financing. Go to their websites and look for financing offers. This is Polaris' offer right now for example: Polaris ATV, Snowmobiles, RANGER, Victory : Offers

 

Dealers have seasonal special and super low finance rates if you catch em. 1)-You can set the price and bicker with them, 2)-watch those add-ons like shipping charges and dealer prep - hey I don't pay those fees for a can of beans or a tank of gas do I? 3)- are you prepared to work on the machine or do you want that expensive service plan that the dealer probably won't honor anyway? 4)- anyone can get 2500-3000 instant credit so payments are your call, 5)-can you have a used one thoroughly checked out before buying it?
I now want to sell or trade my 2011 Honda ReconES but I bought in too high so I am stuck with it. I did buy an ancient 87 Honda fourtrax and it is a remarkable machine that I dearly love -$400.

 

hehehe- of course you do! It's just not presented to you itemized like the dealer does- Why do you think the cost of food has risen so much... increased shipping charges adjusted to the cost in fuel.

You don't really think all that gas you pump is delivered for free from the middle east do you? You very much are paying for prep fees & shipping on every product you buy- why would a dealer absorb the cost of shipping and doc fees- they have to pay someone to do it for them-

would you do it for free? The dealers margin for profit is not as wide as you think on a new atv...

haha- you're paying a few extra $$ just to deliver the electricity to your house- Go look at the # of asinine fees on your electric bill....

 

I just financed my new Suzuki King Quad. They're offering 1.99% financing on all models through GE Money Bank if you make a deal before March 31st. I just made the second payment on my bike... Cost nearly $8000, no money down, and the payments are under $140/month for 60 months.

 

Welcome

Just get a new atv.

 

welcome!

 

If you have halfway decent credit, you should be able to get financed on a new atv at a reasonable rate. I personally prefer to buy new because I have seen the way some people ride and I would not want to buy someone elses problem.

 

I"m new here but dealerships right now are dealing the MFG want the old modles moved so if you don't mind a older modle with a new warranty and low to no miles at a big discount I saved over $1600 on my Brute Force

 

Welcome!