LOL, I think me being an old man of 36 get's me cheaper than a 20 yr old, My ins on anything was crazy until I turned 30.....

 

Hi Danny,

Interesting to see you are in Oneida. I just got back Yesterday from riding and camping 3 days on the TN side of Elk Valley(?...I think that is what is called). You guys have some sweet riding and some super nice views out there. Do you ride on those trails? We did have trouble getting to the campsite we wanted because a mudslide completely blocked the gravel rode, so we had to make a camp right on the gravel lane and ride across the mudslide to get to the trails. We had a blast.........

 

I think I do if the area is Capachuin(spelling) and Chitwood Mt. we call a huge pit up there "Hole in the earth"....or you could have been in the Scott Co, campbell Co, side of Royal blue, If it's ridable I,ve been there.........

 

i have full coverage on mine, my parents wouldnt let me get just theft and fire damage

 

Mine is for full coverage also, 500 deductible. 160 / year

 

I just called state farm. they want 141/yr $500 deductable and no liability or medical. Sounds reasonable to me. I'm just worried about theft, or it falling off the trailor, or me rolling it down a 300ft dune. I've already got medical. I've got to ask the diff with a $250 deductable instead.

 

Well you guys are all very lucky that you dont live in new jersey. Last year i was paying $280.00 for full coverage thur progressive. Then they sent me renewal and the rates was $900.00 I called them and they stated that they dont want to write insurance in NJ .But If I want it I would have to pay $900.00 .I only pay $900.00 for my new 2003 Ford Sport Trac.
So now I have no insurance on my quads and hope I dont total them .
Does anyone know of company that will write full coverage in NJ

 

Does the policy cover you if you damage the quad in a race?
Thanks,
Mark

 

They ask you your intentions for the quad during the quoting process.. I picked "offroad" riding.. racing was another option.. I figured "racing" probably has a lot price associated with it [img]i/expressions/face-icon-small-smile.gif[/img]