After reading what farm had to post I now have one corn plant, one tomato plant, one potato plant...Hey honey have you watered the garden today hehehe...is this all year coverage...seems it would be hard to explain about rideing it in the snow since the insurance is based on farming, sorry to hear about your Sportsman that is a tough break, hope your vehicle coverage takes care of it, I know it would if it was a boat and was you hauling it on a trailer that was licensed for the highway, this could be a factor...

 

No problem explaining riding in the snow. I got cows I gotta check. If there aren't any cows where I am riding, I could always be looking for one, ya know.
Seriously, I just wanted to mention it so if any of you qualify as farmers or ranchers, try insuring your atv as fram equipment if they let you the rate is much cheaper. My agent let me with the 4x4 Polaris, but not our Honda as it is only a 2wd. Just my .02
Farmr