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Old Nov 4, 2008 | 08:47 AM
  #21  
*5 J's*'s Avatar
Pro Rider
Joined: Apr 2008
Posts: 399
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From: Maine
Default ATV insurance

<div class="FTQUOTE"><begin quote>Originally posted by: DENTPUSHA

i just got ins threw state farm for a 03 rincon(soon to be traded)for 140$ a year.it included theft which was my bigest concern.i think its worth thayt a year imo</end quote></div>

Did you check online at Progressive? Just curious - $140 seems to be nearly twice what others are paying
 
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Old Nov 4, 2008 | 04:23 PM
  #22  
IronBear's Avatar
PF Powersports LLC
Joined: Jul 1999
Posts: 957
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From: Auburn, NH
Default ATV insurance

<div class="FTQUOTE"><begin quote>Originally posted by: HIGHOCTANE

<div class="FTQUOTE"><begin quote>Originally posted by: DCT



HIGHOCTANE,







Here's my Progressive coverage...







Bodily Injury - 50,000 each person/100,000 each accident



Property Damage Liability - 25,000 each accident



Uninsured Motorist - 50,000/100,000



Underinsred Motorist - 50,000/100,000



Pedestrian First Party - 5,000



Comp 250 deductible



Collision 250 deductible



Accessory coverage 3,000







My premium is $81 a year.



I don't need the Medical for me, as my insurance at work covers that.</end quote></div>



Damn, wonder why my quote was so high,lol. Maybe because it is an 850? Another posibility is, i live in a lower crime area but the ATV/Motorcycle theft rate is HIGH. It's a rural military town and there are ALOT of ATVs and Motorcycles and theft rings target the area. The quote was almost as much as I pay for full coverage on my truck.</end quote></div>

I just pinged my State Farm agent for a quote on the new XP. Hopefully I should get a discount since I'm in the mutual company, have my homeowners, car and truck insured through them.

Once I receive the quote, I will be sure to let everyone know what it is. The quote will include a $250.00 deductable, fire/theft & 300K coverage.

IronBear
 
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Old Nov 5, 2008 | 01:38 AM
  #23  
user493's Avatar
Moto Psycho
Joined: May 2008
Posts: 8,747
Likes: 3
From: Michigan
Default ATV insurance

Progressive, about $120 a year with up to $3,000 in accessories covered, with a $100 deductible on collision and comp. That's after SEVERAL thefts.
 
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Old Nov 5, 2008 | 08:17 AM
  #24  
IronBear's Avatar
PF Powersports LLC
Joined: Jul 1999
Posts: 957
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From: Auburn, NH
Default ATV insurance

<div class="FTQUOTE"><begin quote>Originally posted by: jumbofrank

Progressive, about $120 a year with up to $3,000 in accessories covered, with a $100 deductible on collision and comp. That's after SEVERAL thefts.</end quote></div>

That is VERY cheap. What is both your Uninsured Motorist & Underinsred Motorist set at?
 
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Old Nov 5, 2008 | 10:06 AM
  #25  
betaiota's Avatar
Weekend Warrior
Joined: Apr 2008
Posts: 25
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Default ATV insurance

Double Post
 
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Old Nov 5, 2008 | 10:08 AM
  #26  
betaiota's Avatar
Weekend Warrior
Joined: Apr 2008
Posts: 25
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Default ATV insurance

Yep sanswire is right
 
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Old Nov 5, 2008 | 12:29 PM
  #27  
GR8Dane's Avatar
Weekend Warrior
Joined: Jun 2004
Posts: 24
Likes: 0
Default ATV insurance

Here's my progressive rates with $25k/$50k/$15k full coverage
05 Sportsman 600 $97 per year
05 Trail Boss 330 $75 per year

What's interesting is that my 07 Yamaha WR250 dirt bike which I also have dual-sported for the street and is worth more than my ATV is only $75 per year. All of my Progressive Policies also cover $1000 in custom equipment which would more than cover any of my mods or add-ons since they are pretty much stock.
 
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